I’ve been there and done this all before. I had savings before I went to University, and had my student finance, however my biggest mistake-yes, we all make them-was not having a job. A lot of my issues were personal and I had a few other issues, however I would not have been in such bother, if I had had my job.
Now, if you have a job, I would suggest roughly around this time that you start to enquire about student transfers. I myself worked at Tesco, and from what I and other colleagues in the same position as me have experienced, they are very very good with the student transfers. It’s not always a guarantee, but if you enjoy your job then it can be ideal. It can allow you to work at your Uni store, and work at your home store in the holidays such as christmas and easter. I was offered a position in my Uni store, and my biggest regret was not negotiating with them on the shifts, I simply turned it down entirely.
Alternatively, if you don’t already have a job, not only would I recommend maybe getting small job before you go to have some money sat aside, but I would also start looking in September as soon as you have your timetable for a job in your area. I worked around January-February time in Primark and they had ideal shifts for me (4-8) Monday to Friday, at a decent rate of pay. Trust me when I say that even a little bit of extra money can go very far, not only financially, but also for your own piece of mind.
Another small idea would be to ‘cash in’ on the laziness of students. Whilst academically we may be on top of things, when it comes to essentials they can get slightly lazier. Maybe the kitchen needs tidying, or somebody’s washing needs doing. There’s no saying that when you go to do your washing, you can’t offer to take somebody else’s for a couple of pounds, or that if the kitchen needs cleaning offering to do it for a pound per person. It doesn’t seem like a lot but for little jobs you’d be doing anyway, it can be a little bit of something.
If after reading this post you still know in your own mind, that for whatever reason, you don’t want to have a job whilst being at University, then there is only one thing I’d like you to take from this post-do not trust one method of budgeting. One idea may be to have a spreadsheet with your budget, and alongside it, either a word document, or a piece of paper with your actual spending. This will ensure that if you do happen to make an error somewhere, the other budget sheet should pick this up and you can take a look and adjust what needs adjusting.
I hope this helped for those of you who are undecided, and for those of you who have already decided, I hope this post has given you a different perspective. If you have any questions at all, or suggestions please feel free to contact me directly, or comment below. Be sure to press the like button if this post has interested you, or been of help to you, and follow for more of my University journey.